What Really has Most Affect on Home Mortgage Rates

Mortgage rates are influenced by a mix of economic indicators and financial instruments, including: 1. Federal Funds Rate (Fed Rate) What it is: The interest rate at which banks lend to each other overnight. How it affects mortgage rates: It doesn’t directly set mortgage rates but influences short-t

5 Essential Tips for First-Time Home Buyers

5 Essential Tips for First-Time Home Buyers Buying your first home is an adventure—exciting, a little nerve-wracking, and full of possibilities. If you’re ready to step onto the property ladder, here are five essential tips to help you move forward with confidence and clarity. 1. Know Your Budget—an

Why More Homes Are Hitting the Market in San Antonio—and What It Means for You

San Antonio is making headlines, and it’s not just for its world-famous River Walk or vibrant culture. This year, the Alamo City has landed among the top five U.S. metro areas with the largest increase in homes for sale compared to pre-pandemic 2019. If you’ve noticed more “For Sale” signs popping u

2025 Property Tax Estimates Have Been Sent Out - Ready To Protest Your Value???

Spring 2025 Home Maintenance Tips

Spring is the perfect time to ensure your home is in top shape, whether you're a buyer, seller, or simply keeping up with real estate news. With the weather warming up, it's essential to tackle some key maintenance tasks that can prevent costly repairs and maintain your home's value. Here are some c

The NEW Texas Homestead Exemption Audit Rules

Texas homeowners, buyers, and sellers are gearing up for significant changes in the real estate landscape as the state introduces new rules for homestead exemption audits. These changes are poised to impact how properties qualify for tax exemptions, and understanding them is crucial for anyone invol

February Mortgage Interest Rates

As of February 7, 2025, mortgage rates in the United States have experienced a slight decline, offering potential relief to homebuyers and those considering refinancing. Current Mortgage Rates 30-Year Fixed-Rate Mortgage: The average rate has decreased to 6.89%, down from 6.95% the previous week. ap

Considering Buying A Home? Start By Downloading Your Free Home Buyers Guide

Get Your Free Ultimate Home Buyers Guide - Instant Download https://www.keithandsheila.com/buyers-guide  

What’s Motivating Buyers To Choose a New Built Home?

In today's dynamic real estate market, a noticeable trend has emerged: more buyers are gravitating towards newly built homes. This shift is driven by several compelling factors that appeal to the modern homebuyer. First and foremost, the allure of customization plays a significant role. Newly constr

Buying A Home? 5 Cost of Ownership Consideration you Need to Know!

♦️THE COST OF HOME OWNERSHIP VIDEO♦️👇👇👇👇👇 Purchasing a home is an exciting journey, but it comes with various costs that every buyer should be aware of. Beyond the initial purchase price, several factors can significantly impact your budget.   Here are five essential COST OF HOME OWNERSHIP cost

5 Ownership Costs Every Home BUYER Needs to Know About

Purchasing a home is an exciting journey, but it comes with various costs that every buyer should be aware of. Beyond the initial purchase price, several factors can significantly impact your budget. Here are five essential COST OF HOME OWNERSHIP costs to consider: 1. **Home Age**: The age of a home

New Buyer Representation Agreement Rules Video

  Navigating the real estate market can be a complex process, especially for new buyers. Recent changes in buyer representation agreements aim to streamline this journey and offer more clarity and protection for those entering the housing market. A buyer representation agreement is a formal contract

MUST KNOW INFO - First Time Home Buyers

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Secrets On Home Loan Mortgage Rates & A Strategy To Save Money On Your Mortgage

When it comes to buying a home, one of the most important factors to consider is the mortgage rate. This rate determines the amount of interest you'll pay on your loan, and ultimately affects your monthly mortgage payment. Today, we'll uncover some secrets about home loan mortgage rates that every b

Why A Home Is A Great Financial Investment

Why A Home Is A Great Financial InvestmentInvesting in real estate has long been considered a wise financial move. Whether you are purchasing a property as your primary residence or as an investment property, owning a home can provide numerous financial benefits. One of the most compelling reasons t

Is San Antonio Texas a Good Place For You To Live?

Buying a new home is an exciting and significant decision in anyone's life. It involves thorough research, careful consideration, and a lot of planning. When it comes to finding the perfect property, there are several factors that buyers often take into account. One of these crucial factors is the n

Mortgage Rates Dropped To Two Month Low

Mortgage Rates Dropped To Two Month Low For prospective homebuyers and those looking to refinance, there's some exciting news in the real estate market. Mortgage rates have recently dropped to a two-month low, presenting an excellent opportunity for those seeking to secure a home loan. With interest

New Home Construction Framing Walk Through

This video is just a quick look at what you should be looking for after your home has been framed but no drywall has been installed yet. This is a quick example of a framing walk through. Note: This is a informal look as a REALTOR, always hire an experienced Licensed Professional Inspector for all y

Buyers & Their Agent Should  Always Attend A Home Inspection

Buyers & Their Agent Should  Always Attend A Home Inspection Purchasing a home is one of the most significant investments you will ever make. Therefore, it's crucial to gather as much information as possible before finalizing the deal. One of the most integral parts of this process is attending a ho