2026 JBSA / San Antonio BAH Chart
Use your 2026 housing allowance to better understand your home buying power in San Antonio, Cibolo, Schertz, New Braunfels, and surrounding JBSA communities.
Built for JBSA Buyers
Use this chart as a quick reference when comparing homes in San Antonio, Cibolo, Schertz, Universal City, New Braunfels, and other military-friendly communities.
Estimate Buying Power
Your BAH can help shape your monthly housing budget and guide what home price range may fit your needs when paired with VA loan financing.
Verify Before You Buy
Duty location, pay grade, dependency status, and PCS changes can affect final BAH. Always verify your exact rate before signing a lease or contract.
Want Help Turning BAH Into a Real Home Budget?
We help military families and veterans compare neighborhoods, commute times, VA loan options, and realistic monthly payments throughout the Greater San Antonio area.
2026 Enlisted BAH Rates – San Antonio
Monthly housing allowance amounts shown below for the San Antonio area.
| Insignia | Rank | With Dependents | Without Dependents |
|---|---|---|---|
| E-1 | E-1 | $1,728 | $1,359 |
| E-2 | E-2 | $1,728 | $1,359 |
| E-3 | E-3 | $1,728 | $1,359 |
| E-4 | E-4 | $1,728 | $1,359 |
| E-5 | E-5 | $1,869 | $1,500 |
| E-6 | E-6 | $2,094 | $1,596 |
| E-7 | E-7 | $2,112 | $1,731 |
| E-8 | E-8 | $2,121 | $1,920 |
| E-9 | E-9 | $2,157 | $1,977 |
2026 Warrant Officer BAH Rates – San Antonio
Warrant officer housing allowance rates for the San Antonio area.
| Insignia | Rank | With Dependents | Without Dependents |
|---|---|---|---|
| W-1 | W-1 | $2,109 | $1,692 |
| W-2 | W-2 | $2,118 | $1,917 |
| W-3 | W-3 | $2,130 | $1,986 |
| W-4 | W-4 | $2,178 | $2,085 |
| W-5 | W-5 | $2,280 | $2,097 |
2026 Officer BAH Rates – San Antonio
Officer housing allowance rates for the San Antonio area.
| Insignia | Rank | With Dependents | Without Dependents |
|---|---|---|---|
| O-1 | O-1 | $1,905 | $1,584 |
| O-2 | O-2 | $2,091 | $1,827 |
| O-3 | O-3 | $2,127 | $2,007 |
| O-4 | O-4 | $2,307 | $2,088 |
| O-5 | O-5 | $2,457 | $2,100 |
| O-6 | O-6 | $2,475 | $2,103 |
| O-1E | O-1E | $2,115 | $1,866 |
| O-2E | O-2E | $2,124 | $1,965 |
| O-3E | O-3E | $2,196 | $2,082 |
How to Use This Chart
- Find your pay grade.
- Select with or without dependents.
- Use the monthly amount as part of your housing budget.
- Compare your options with VA loan financing if eligible.
- Verify your exact BAH before making a move.
Need Help Turning BAH Into Buying Power?
Whether you are PCSing to Randolph, Lackland, Fort Sam Houston, or another JBSA location, we can help you compare neighborhoods, commute times, VA loan options, and realistic monthly payments.
Schedule Your ConsultationVeteran Home Buying Resources
Your housing allowance is just one piece of the puzzle. Explore our VA-focused resources to better understand your benefits, buying power, and options when purchasing a home in the San Antonio and JBSA areas.
VA Loan Benefits
Learn how VA loans work, including zero down payment options, funding fees, and eligibility requirements.
View VA Loan PageVeteran Advocacy
See how we serve military families with expert guidance, relocation support, and advocacy.
Explore Veteran ResourcesVA New Construction
Discover how to use your VA loan to buy new construction homes in the San Antonio market.
Learn About New ConstructionHave Questions About BAH, VA Loans, or PCS Moves?
We help military families and veterans buy with confidence throughout San Antonio and the surrounding JBSA areas. Reach out and let’s build a plan around your timeline, budget, and benefits.
Contact Keith & Sheila Realty GroupImportant Disclaimer
This page is provided for general educational purposes only. Housing allowance can vary based on duty location, pay grade, dependency status, and other military pay rules. Verify your exact 2026 Basic Allowance for Housing with the official calculator and consult your finance office or command for entitlement questions before making a housing decision.