What Really has Most Affect on Home Mortgage Rates

Mortgage rates are influenced by a mix of economic indicators and financial instruments, including: 1. Federal Funds Rate (Fed Rate) What it is: The interest rate at which banks lend to each other overnight. How it affects mortgage rates: It doesn’t directly set mortgage rates but influences

5 Essential Tips for First-Time Home Buyers

5 Essential Tips for First-Time Home Buyers Buying your first home is an adventure—exciting, a little nerve-wracking, and full of possibilities. If you’re ready to step onto the property ladder, here are five essential tips to help you move forward with confidence and clarity. 1. Know Your Budget—an

Why More Homes Are Hitting the Market in San Antonio—and What It Means for You

San Antonio is making headlines, and it’s not just for its world-famous River Walk or vibrant culture. This year, the Alamo City has landed among the top five U.S. metro areas with the largest increase in homes for sale compared to pre-pandemic 2019. If you’ve noticed more “For Sale” signs popping u

2025 Property Tax Estimates Have Been Sent Out - Ready To Protest Your Value???

Spring 2025 Home Maintenance Tips

Spring is the perfect time to ensure your home is in top shape, whether you're a buyer, seller, or simply keeping up with real estate news. With the weather warming up, it's essential to tackle some key maintenance tasks that can prevent costly repairs and maintain your home's value. Here are some c

The NEW Texas Homestead Exemption Audit Rules

Texas homeowners, buyers, and sellers are gearing up for significant changes in the real estate landscape as the state introduces new rules for homestead exemption audits. These changes are poised to impact how properties qualify for tax exemptions, and understanding them is crucial for anyone invol

February Mortgage Interest Rates

As of February 7, 2025, mortgage rates in the United States have experienced a slight decline, offering potential relief to homebuyers and those considering refinancing. Current Mortgage Rates 30-Year Fixed-Rate Mortgage: The average rate has decreased to 6.89%, down from 6.95% the previous week.

Considering Buying A Home? Start By Downloading Your Free Home Buyers Guide

Get Your Free Ultimate Home Buyers Guide - Instant Download https://www.keithandsheila.com/buyers-guide  

UNDER CONTRACT - On This Dream Home at 206 Grove Pl, Cibolo, TX 78108

Price Reduced by $30K!Don't miss this opportunity to own a beautifully maintained home in the sought-after community of The Heights in Cibolo! Located at 206 Grove Pl, this stunning 4-bedroom, 2-bathroom home offers 2,260 square feet of single-story living space and is ready to impress. Step inside

Best Communities to live in Cibolo, TX

Cibolo, TX is a charming and rapidly growing city that offers a perfect blend of small-town charm and modern conveniences. For those considering making the move, several neighborhoods stand out for their unique offerings and community vibes. Here’s a closer look at some of the best places to live in

5 Ownership Costs Every Home BUYER Needs to Know About

Purchasing a home is an exciting journey, but it comes with various costs that every buyer should be aware of. Beyond the initial purchase price, several factors can significantly impact your budget. Here are five essential COST OF HOME OWNERSHIP costs to consider: 1. **Home Age**: The age of a hom

What Will Happen w/ home rates after 2024 election

As the 2024 election approaches, many homeowners, prospective buyers, and investors are keenly interested in how the outcome could impact the real estate market. Historically, elections can create a sense of uncertainty, which often influences economic conditions and, by extension, the housing marke

New Buyer Representation Agreement Rules Video

  Navigating the real estate market can be a complex process, especially for new buyers. Recent changes in buyer representation agreements aim to streamline this journey and offer more clarity and protection for those entering the housing market. A buyer representation agreement is a formal contrac

NAR Lawsuit Settlement Update

Exposing NAR Lawsuit Myths

  On Friday, March 15, 2024, The National Association of Realtors® (NAR) has agreed to a landmark settlement in industry lawsuits, paying $418 million in damages and agreeing to sweeping changes in the U.S. commission structure. Legal counsel for the trade association agreed to the settlement terms