Your Step-by-Step Guide to Buying Your First Home in Texas
We make the process simple and stress-free. Follow these 10 steps to unlock the door to your new home.
1. Get Pre-Approved for a Loan
Lenders will review your income, credit, and debt. This gives you a budget and makes your offer stronger.
2. Hire a Trusted REALTOR®
Work with a professional who understands Texas contracts, neighborhoods, and negotiations.
3. Start Your Home Search
Explore homes that fit your lifestyle, commute, schools, and budget.
4. Tour Homes in Person
Pictures don’t tell the full story. Walk through to check layout, condition, and community vibe.
5. Make an Offer
Your REALTOR® will guide you in writing a competitive offer, including price and terms.
6. Negotiate & Go Under Contract
Expect counteroffers and discussions. Once accepted, the home goes “under contract.”
7. Schedule Inspections
A licensed Texas inspector checks for issues (foundation, roof, plumbing, etc.). You may negotiate repairs or credits.
8. Appraisal & Loan Approval
The lender orders an appraisal to confirm the home’s value. Underwriters finalize your loan approval.
9. Closing Day
Sign documents, pay closing costs, and receive your keys. You officially own your Texas home!
10. Move In & Celebrate
Welcome to homeownership—start building equity and memories in your new home.
